CIB is short for California Insurance Bear. As a young cub, CIB excelled in outdoor sports and is still as adventurous as ever, as seen in some of his photos! CIB is very much like you; he drives on the same freeways, has the same expenses, has a growing family, tries to juggle owning a small business, and makes mortgage payments. CIB's professional goal is to protect his client's bare (bear) bottom.